1. Economic Uncertainty: COVID-19 pandemic has caused the global economy to shrink, and businesses are facing a lot of uncertainty and unpredictability about the future.

2. Financial Stress: Businesses are facing financial stress due to the pandemic. They are struggling to raise capital, pay debts, and obtain financing.

3. Employment: Businesses need to keep their employees, but they face challenges in terms of managing their workforce. Many employees are reluctant to come back to work due to fear of contracting the virus.

4. Supply Chain Disruption: The COVID-19 pandemic has disrupted global supply chains, causing businesses to scramble to find alternative suppliers, whether in-country or abroad.

5. Digitalization: The pandemic has accelerated the shift toward digitalization in many sectors, which has created challenges for businesses that are not prepared for this change.

6. Logistics: With lockdowns and other restrictions in place, businesses are finding it challenging to move goods and products efficiently.

7. Health and Safety: It is crucial for businesses to ensure the health and safety of their employees, customers, and the community. This requires adherence to guidelines and protocols, which can be expensive for businesses.

8. Customer Behaviour: The pandemic has changed the way customers behave. Businesses have to adapt to the new ways customers interact with their products and services.

9. Government Policies: Governments have implemented various policies to mitigate the impact of the pandemic, but these policies vary by jurisdiction. It can be challenging for businesses to navigate these varying policies and ensure compliance.

10. Social Responsibility: In this time of crisis, businesses need to be socially responsible and support their communities. This includes providing aid and promoting sustainability.